Ars Technica always does a very extensive review. Here is their work on Windows 7.
One surprising smackdown occurred on Oct. 9 in federal bankruptcy court in the Southern District of New York. Ruling that a lender, PHH Mortgage, hadn’t proved its claim to a delinquent borrower’s home in White Plains, Judge Robert D. Drain wiped out a $461,263 mortgage debt on the property. That’s right: the mortgage debt disappeared, via a court order.
So the ruling may put a new dynamic in play in the foreclosure mess: If the lender can’t come forward with proof of ownership, and judges don’t look kindly on that, then borrowers may have a stronger hand to play in court and, apparently, may even be able to stay in their homes mortgage-free.
The reason that notes have gone missing is the huge mass of mortgage securitizations that occurred during the housing boom. Securitizations allowed for large pools of bank loans to be bundled and sold to legions of investors, but some of the nuts and bolts of the mortgage game — notes, for example — were never adequately tracked or recorded during the boom. In some cases, that means nobody truly knows who owns what.
To be sure, many legal hurdles mean that the initial outcome of the White Plains case may not be repeated elsewhere. Nevertheless, the ruling — by a federal judge, no less — is bound to bring a smile to anyone who has been subjected to rough treatment by a lender. Methinks a few of those people still exist.
More important, the case is an alert to lenders that dubious proof-of-ownership tactics may no longer be accepted practice. They may even be viewed as a fraud on the court.
In the meantime, people who encrypt their hard drives, or partitions on their hard drives, have to realize that the encryption gives them less protection than they probably believe. It protects against someone confiscating or stealing their computer and then trying to get at the data. It does not protect against an attacker who has access to your computer over a period of time during which you use it, too.
The Hitchhiker’s Guide to the Galaxy was (originally) a radio series, broadcast on BBC Radio during March and April 1978. It was a success. Since then it has spawned a 5-book trilogy, additional radio broadcasts, a television adaptation, a computer game, a comic book series, a movie, and at least one minor holiday. However, subsequent releases of the original radio series were edited (in part for copyright reasons), and the original broadcasts have been unavailable, until now. A software engineer and H2G2 fan has now tracked down the recordings of the original broadcasts, analyzed the differences between them and the official CD releases, and provided patches and instructions to update the CD release to match the original broadcast. Not only that, but he has written software to automate the process.